The State Bond Commission has approved 18 million dollars to launch a new loan and grant program aimed at cutting energy costs for homeowners and renters. The Housing Environmental Improvement Revolving Loan and Grant Fund will help pay for efficiency upgrades like heating and cooling systems, insulation and safety fixes that block energy improvements. The program, run by the Department of Energy and Environmental Protection, targets lower income single family and multifamily housing and is expected to roll out by the end of 2026.